Why 19?

The “19” in our name came from the initial number of ways that our App was designed to save you time and money. In short, to make your life simpler and to enable you to get on with what your really want to be doing.

Whether you are particularly fond of one feature of our App or you are an efficiency Jedi who can summon up more than 19 ways of using our App, this number is more of a starting point of a user journey that we can explore together.

As an illustration, here are some of the ways you can use our App to gain better control of your finances.

Chris regularly claims back company expenses

Whenever he travels or takes a client out to lunch, he pays it out of his own credit card and then claims it back from his employer. It used to be a pain to do, but now with iSpent19 he can easily tag transactions as company expenses, attach receipts and set reminders for when to claim them back.

Francesca wants to be able to
quickly recognise fraudulent
transactions

Having been a victim of fraud, she now checks her bank account regularly to make sure all her transactions are hers. With iSpent19, she can easily tag every transaction. At the end of each month, she no longer looks at bland bank statements, rather the same list of transactions but already earmarked along the way.

Ahmed wants an alarm to remind him for renewals

Ahmed pays for car, house and health insurance every year. He usually compares quotes before renewing so he gets the best deal, but when life gets busy he occasionally gets stuck with an automatic renewal and has to pay a “loyalty penalty”. With iSpent19, he can now set a reminder well in advance before his renewals are due along with details on who his current providers are and how much he’s paying so he can see how much he could save by switching. Switching insurance is no longer stressful.

Alex wants to split a bill
with housemates

Alex recently moved into a house with 5 other students from university. They need to split electricity, gas and broadband bills. Instead of going through all the hassle with cash, all housemates use iSpent19 and can earmark any shared expenses. At the end of the month, they can each quickly find out how much they have contributed to the house. (We are working on the next phase of this feature to enable list sharing, so that Alex and each of his friend will know automatically their monthly position regardless if they need to pay more or receive a payback among themselves.)

William needs a clear view of the financial position of his rented flat

William receives his monthly rental income and pays for contractors to sort out repair jobs in his current account but pays from his credit card for stuff that he buys for the flat occasionally. With iSpent19, he can view these two accounts together and earmark all transactions associated with the flat. At the end of each tax year, he can easily see all the earmarked transactions in one list and knows instantly how much he has received for each tax year and how much could be deducted from his annual tax bill. (Extremely convenient but no replacement for suitable tax advice he may need!)

Sylvester does a lot of shopping
for photoshoots

Sylvester is a freelance photographer who buys a lot of props for his shoots. Although he had adjusted to buying items online due to the Coronavirus pandemic, things got chaotic very quickly. Sometimes he needed to send items back, to exchange for replacement or to ask for a refund. With iSpent19, he can tag and track every transaction pending resolution and easily follow up if required.

We’d love to hear from you how you may wish our features evolve, so they can be more beneficial to you. Whilst we are building our forum for community discussions, please feel free to message us with your thoughts either from within the App’s Setting page, our online feedback form (Contact page) or email us directly at

 

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